Even while my financial life feels less and less secure (school starts in a week, and I still don't know if I have the job I interviewed for ... which I guess means I don't ...), I'm working on technical security. Thanks, Chris!
Using True Crypt, I've created encrypted partitions to secure password files for randomly generated and secure passwords (created using PasswordMaker (mostly because I like their "one password to rule them all" tagline) in Firefox). So, now I have the ability to use wacko and complicated passwords and carry the file with me on my flashdrive in a secure and protected way.
I don't know that I feel any safer, but it's kind of nice to have at least made an effort.